Benefit Plan Consulting

For our larger clients that require more in-depth assistance with their employee benefit plan, we offer benefit plan consulting on a fee basis. Our services include:

Strategic Planning
• Step by step guide to planning your health benefits
• Setting short and long term goals
• Predicting future costs

Financial Analysis
• Analysis of fully insured, premium refund, and self funding options
• How to take full advantage of all tax incentive programs (Section 125, POP plan, etc.)

Benefit Comparison
• How your benefits compare to other businesses
• Indentifying “win-win” situations

Employee Payroll Contributions
• Compare contribution levels with other businesses
• Setting fair and appropriate levels
• Project savings for various contribution levels
• Evaluating opt out provisions

Health Plan Savings Factors
• Specific plan change factors and projected savings
• Customized for your benefit plan

Employee Surveys
• Created surveys that identify key areas of change that would be accepted by the majority of employees
• Services available to compile and present results

Negotiation Blueprints
• Assistance with negotiations of plans that are part of collective bargaining
• Detailed plan prepared for negotiating session
• Evaluating changes and concessions

Meetings/Planning Sessions
• Employee benefit meetings
• Benefit Committees
• School Board
• Employee Communications